It’s time for a financial health check-up! With everything from streaming TV to premium apps demanding a monthly or annual fee, subscription creep is a real threat to your budget. The key to fighting back? Regular reviews and a simple spreadsheet.
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We all sign up with the best intentions, but most of us are paying for subscriptions we rarely use. It’s the digital equivalent of an unused gym membership! Tune in for my thoughts on why it’s vital to conduct a yearly subscription audit. I break down a simple spreadsheet method to put you back in control of your budget and ensure every recurring payment is truly justified.
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In this podcast, I discuss the importance of reining in those recurring charges, suggesting you make it a habit to look over your subscriptions a few times a year.
Here’s the plan:
Create a Master Spreadsheet: List out every single service you subscribe to—monthly or annual.
Track the Details: Record the cost and the renewal date for each one. Knowing the renewal date is crucial for making timely decisions.
Ask the Hard Question: Before the next bill hits, look at each entry and ask: “Am I really utilizing this enough to justify the cost?” If the answer is no, it’s time to cancel.
The “Gym Membership Effect”: Be honest with yourself. Subscriptions, much like that unused gym membership, can become an expensive set-it-and-forget-it trap. Don’t pay for potential use—pay for actual use.
A bonus tip? Sometimes, just the act of canceling a service can prompt a reduced-price offer, like getting several months at a significant discount. But don’t let a deal trap you if you’re not using the service at all!
By keeping a visual list and being ruthless about what you actually use, you can save hundreds of dollars annually. That money is much better put toward something you truly need.
Have you ever canceled a service and realized how much money you were wasting? Share your biggest subscription save with me on X (Twitter) @wrestlingandy.
New podcast episode – I discuss the importance of reining in those recurring charges. https://t.co/tPTr7HaMpu
— Andy Church (@wrestlingandy) October 15, 2025